Adjustable Rate Mortgage vs. Fixed Rate Mortgage which is better?

Adjustable Rate Mortgage vs. Fixed Rate Mortgage which is better?

There are so many loan products available for different financial situations. Sometimes it is hard to figure out which one is right for you. Adjustable rate mortgages and fixed rate mortgages are two common types of mortgage loans. Both have their pros and cons and your particular personal and financial situation could determine which one is right for you. Adjustable Rate Mortgages An adjustable rate…

How the new reverse mortgage changes affect you

How the new reverse mortgage changes affect you

Reverse mortgages have long been the black sheep of the mortgage industry. Often playing a vital part in seniors’ ability to have peace of mind in retirement, they tend to be viewed with a lot of scepticism. However, the Federal Housing Administration is the powerhouse behind this government backed loan program and a reverse mortgage also known as a HECM (Home Equity Conversion Mortgage) could…

Gardening ideas for your condo balcony

Gardening ideas for your condo balcony

Are you one of the many people who live in parts of the country that have good weather year round? More likely, if you live in one of these areas you don’t mind. However, it’s fall, the weather is cooler and chances are your condo balcony could use a little TLC. These tips could make your balcony a little more colorful. Whether you have a…

10 ways to boost your home’s appeal when selling

10 ways to boost your home’s appeal when selling

When it comes to selling your home, selling for the highest amount possible is at the top of every homeowner’s wish list. If you have been thinking about putting your home on the market, it’s time to look at it from a homebuyer’s perspective. This will enable you to make adjustments prior to listing your home that could result in receiving a higher offer. These…

To stage or not to stage

To stage or not to stage

It’s a question that many real estate agents are asked at the listing appointment. Should we stage our house for potential buyers? As a homeowner one of the main focuses is to sell the house quickly and for top dollar. Of course, that means when selling a house the importance of staging for home buyers comes to mind. When it comes to home staging, should…

Fixer-uppers cost less but are they worth it?

Fixer-uppers cost less but are they worth it?

With all the renovation and fix-it and flip-it shows on HGTV, you might begin to wonder if people actually buy fixer-uppers to live in nowadays. Yes, they do and picking the right one could bring a sense of satisfaction for years to come. But how do you know if you have a good fixer-upper or if you should pass? The biggest attraction to fixer-uppers is…