How to buy a house in a seller’s market

How to buy a house in a seller’s market

What is a seller’s market and what does that mean for a home buyer? You may have heard the news that now may be a great time to sell a house. In a seller’s market the housing inventory is low. This means less competition for homeowners to sell their home and more opportunities for multiple offers to be received. Homes are often sold quicker and…

Make your guest room more inviting year round

Make your guest room more inviting year round

Expecting to host some guests this summer or in the coming year?  Let’s face it. We don’t all have Martha Stewarts’ skills when it comes to entertaining guests. However, we do want our guests to feel comfortable and welcomed in our home. There are simple ways to do so that do not involve taking a class on interior design or watching hours of HGTV. Making…

How to make your small space seem bigger

How to make your small space seem bigger

Small spaces seem to be growing in popularity nowadays. The thought of living with just the essentials can be very appealing to some. Whether you have a small house or apartment or simply a small room, designing the space for both appeal and functionality can be challenging. Tiny houses have quite an attraction these days. Many tune into HGTV’s Tiny House and Big Living for…

Spring is here. Is your home ready?

Spring is here. Is your home ready?

Spring has officially arrived! Is your home ready? If the thought of spring cleaning makes you tired already, don’t worry. Not all spring home preparation projects require rubber gloves, scrub brushes or elbow grease. Some can actually be fun and could help you enjoy your home all spring and summer long! Fun ways to prepare your home for spring It’s a given, you should do…

Should you keep your Adjustable Rate Mortgage?

Should you keep your Adjustable Rate Mortgage?

Chances are you weighed the pros and cons of an adjustable rate mortgage when you first purchased your home. If you decided to obtain an adjustable rate mortgage and your initial rate period is about to end, you may want to decide whether or not to refinance into a fixed-rate mortgage or continue with your current mortgage. Not all adjustable rate mortgages (ARMs) are the…

When a cash-out refinance makes sense

When a cash-out refinance makes sense

With all the fluctuation occurring with mortgage rates over the last few months you may find yourself thinking should I refinance now and can I still get a low rate? While no one is certain yet on the next rate hike, we do know one thing. Mortgage rates are still lower now than they were several years ago.  It is still a good time to…