Transform your deck or patio into a summer entertainment spot

Transform your deck or patio into a summer entertainment spot

Whether you get to celebrate the change of seasons four times a year or just twice, there may be a majority of us who love to entertain outdoors when the weather is just right. Is your backyard ready? Everyone has their own idea of the perfect backyard entertainment area. Depending on your lifestyle and hobbies you enjoy, you may prefer your backyard to be more…

Space saving ideas when you don’t have a walk-in closet

Space saving ideas when you don’t have a walk-in closet

Let’s face it. Not all homes have a walk-in closet. A lot of us wish we could have a large walk-in closet to arrange all our shoes, clothes and other belongings. For those of us who don’t, there is still hope. With some ingenuity your closet and surrounding space can contain all the storage you need in such a fashionable way, your friends may be…

How will the new Fed rate hike affect your home refinance?

How will the new Fed rate hike affect your home refinance?

As a homeowner, talks of the Federal Reserve raising interest rates can cause uncertainty. If rates go too high it could impact one’s ability to pay their mortgage. The Federal Reserve’s increase in interest rates does not only affect mortgage rates, it also influences student loans, credit cards and car loans.  For those living on a limited budget, this could have a major impact. Homeowners…

How to prepare your home for sale

How to prepare your home for sale

You’ve decided to sell your home. Regardless of the reason for selling your home, what can you do to prepare your home for sale to help ensure you get the best offer possible? It may take a little prep work but there are things that you can do to help. When home buyers come to view your home they are likely to look at everything.…

Tips for downsizing like a pro

Tips for downsizing like a pro

Downsizing – just the word can cause anxiety in the most organized person. There are many reasons for downsizing.  Seniors often do it to have a smaller home to maintain in their retirement years. Larger families may start to do so as the children start leaving the nest. Transitions from suburban life to urban life can also be a reason to downsize. There may be…

Conforming vs. Non-conforming loans. What is the difference?

Conforming vs. Non-conforming loans. What is the difference?

When it comes to mortgage loan terminology some first time home buyers may benefit from an introduction to terms they have never heard before. At times, this can feel a little overwhelming, especially when trying to decide which mortgage loan option is right for you. Conforming and non-conforming loans are two of those terms. The words themselves just hint at what the loan type could…

Are condos a better option for first time home buyers?

Are condos a better option for first time home buyers?

With home prices on the rise, saving for a 20 percent down payment on a conventional loan may seem daunting for many first time home buyers.  Even down payments for an FHA loan for as low as low as 3.5 percent can seem out of reach when you are trying to purchase a single family home at today’s prices.  Consider however that there are many…

Top Amenities buyers are looking for in 2017

Top Amenities buyers are looking for in 2017

As a home owner, features such as location, walkability rating, school district and the number of parks in the area are not necessarily in your control. However, if you are ready to put your home on the market, how can you make it more appealing to today’s buyer? As generations change so do the home buyer trends and desired home amenities. As you are thinking…

Ways to spend your tax refund on home improvements

Ways to spend your tax refund on home improvements

When it comes to deciding what to do with your tax refund, there are so many options. What about funding those home improvements you have been thinking about all year? Think a tax refund is not enough to make a difference? Think again, the average refund noted by the IRS through mid-April is $2,815. We’ve come up with some ideas for you. How far can…