How to ensure a smooth home inspection

Finally finding the perfect home and putting in an offer can be a sigh of relief during the home buying process. But don’t get too attached just yet – before you sign a contract and secure a mortgage, be sure to get the home inspected.

Some buyers might believe that just because the seller hired an inspector to make sure everything was in good shape before the sale, or because the home was freshly built, there is no need to hire one before the purchase. Neglecting this important step in the process can be detrimental, as the buyer likely won’t be aware of any issues until later, after it’s too late to back out of the sale.

Find the right person
The first thing you need to do when planning to get your home inspected is find a credible person to do it. Your real estate agent might make a suggestion or two, but it’s a good idea to check them out first. Realtor.com proposed that home buyers check what the local government requires inspectors to have, such as a license or insurance.

Be sure to interview the inspector before hiring.Call the inspector before you hire to make sure he or she is qualified for the job.

Trulia also said it’s a good idea to talk to potential inspectors beforehand to find out what kind of experience they have and how they stay up to date on current best practices. The American Society of Home Inspectors is another good source for information on who will be able to provide a quality inspection.

Be there and be vocal
It’s true that your inspector will provide you with a report after the inspection is complete. But nothing beats seeing issues first hand. Be sure to attend the inspection to hear and see details of every element being looked at.

“You should be an active participant in the inspection.”

Following the inspector around isn’t enough. You should be an active participant in the process. If you have a question, don’t hold back. If you don’t understand something the inspector says, ask for clarification.

“A good inspector will answer all of your questions thoroughly and will explain what he’s doing and looking at all along the way,” explained Rob Williams, a real estate agent in the District of Columbia.

While you’re there, don’t be afraid to ask the inspector to get into hard-to-reach areas. Your home is a big investment, so you don’t want to cut corners on the inspection.

Take the report seriously
If the inspector finds any issues, be sure to really consider them when making your final decision. Are the problems big or small? Can you fix them? Is the seller willing to address them before the sale is complete, or to reduce the price of the home because of them? If not, you may want to pass up this opportunity. Even if it’s in the right neighborhood or is the perfect style, a house that’ll cost you in home improvement or isn’t structurally sound may not be worth it.

For information about residential home loans in your area, contact the experts at Lenox/WesLend Financial or call 844-225-3669. As heard on the radio, it’s the biggest no-brainer in the history of mankind.