Ask any homeowner, if you could remodel any part of your house, what would you like to remodel? Mostly likely, a large number of them would reply the kitchen. Why? From food preparation, cooking, eating meals and entertaining guests the kitchen is a home’s hub. It makes sense that most would prefer this room to be functional as well as aesthetically pleasing. However, a full…
We all have our own ideal retirement thoughts. One thing for certain is we all want to be financially secure. For some, retirement may be to own a house in their desired location. Did you know that you can still purchase a home in your retirement years? Unlike a conventional mortgage, a HECM (Home Equity Conversion Mortgage) for purchase loan program could help you buy…
The best summer vacation ever! Isn’t that what we all want to say at the end of a summer escape? Whether your summer travels are by plane, train or automobile we have some tips that may help make your vacation great! The great open sky Traveling by plane is one of the most common ways to travel. These tips can help you pack like a…
Whether you get to celebrate the change of seasons four times a year or just twice, there may be a majority of us who love to entertain outdoors when the weather is just right. Is your backyard ready? Everyone has their own idea of the perfect backyard entertainment area. Depending on your lifestyle and hobbies you enjoy, you may prefer your backyard to be more…
Let’s face it. Not all homes have a walk-in closet. A lot of us wish we could have a large walk-in closet to arrange all our shoes, clothes and other belongings. For those of us who don’t, there is still hope. With some ingenuity your closet and surrounding space can contain all the storage you need in such a fashionable way, your friends may be…
As a homeowner, talks of the Federal Reserve raising interest rates can cause uncertainty. If rates go too high it could impact one’s ability to pay their mortgage. The Federal Reserve’s increase in interest rates does not only affect mortgage rates, it also influences student loans, credit cards and car loans. For those living on a limited budget, this could have a major impact. Homeowners…
You’ve decided to sell your home. Regardless of the reason for selling your home, what can you do to prepare your home for sale to help ensure you get the best offer possible? It may take a little prep work but there are things that you can do to help. When home buyers come to view your home they are likely to look at everything.…
Downsizing – just the word can cause anxiety in the most organized person. There are many reasons for downsizing. Seniors often do it to have a smaller home to maintain in their retirement years. Larger families may start to do so as the children start leaving the nest. Transitions from suburban life to urban life can also be a reason to downsize. There may be…
When it comes to mortgage loan terminology some first time home buyers may benefit from an introduction to terms they have never heard before. At times, this can feel a little overwhelming, especially when trying to decide which mortgage loan option is right for you. Conforming and non-conforming loans are two of those terms. The words themselves just hint at what the loan type could…
With home prices on the rise, saving for a 20 percent down payment on a conventional loan may seem daunting for many first time home buyers. Even down payments for an FHA loan for as low as low as 3.5 percent can seem out of reach when you are trying to purchase a single family home at today’s prices. Consider however that there are many…